It is a GMRS (general mobile radio service)license and you can apply here:
http://wireless.fcc.gov/services/index.htm?job=service_home&id=general_mobile
and use the GMRS frequencies at 4 watts for your "personal" communications.
You are limited in the frequencies found here:
http://edocket.access.gpo.gov/cfr_2010/octqtr/pdf/47cfr95.621.pdf
and they are shared with other users. Generally you can add "PL" codes or sub-audible tones that will "open and close" the squelch circuit on your radios that allow you to only hear your radio(s) even though others are using the same frequency. This is a waaaaay simplified explanation of the shared channel concept.
I should have used the phrase "type accepted" for GMRS service. The FT-60 is not "type accepted" but the other radios I listed are.
For ham operator, technically a non licensed person may operate a ham radio while under direct control of a licensed "control station operator." I know, big fancy words that only lead to more questions and I am by no means an expert in this area.
Here is the best suggestion I can give you, locate your local "ham" club, attend a meeting and ask for some help. I will bet that you will find that Ham's are more than willing to help you out in the licensing, legality issues, and good practical alternatives to buying high $$$ radios.
Good luck, radio is another fun hobby that you can spend lots of $$$ on. Or, like me you can be a spendthrift and still have fun.
One more thing, you will find that most Ham's are pretty particular about operating a radio in an improper fashion or in an unlicensed fashion. Please read that as outside of the FCC's rules. I am not going to lecture anyone about what they can or cannot do but I can only say that I have never seen the FCC enforcing the letter of the rules except in cases of CB radios operating so far outside the rules that fluorescent bulbs would light up from the RF waves emitting from their towers. In some cases this was more than 100' from their towers and the neighbors could not watch their TV for the stray RF bouncing and interfering with the TV cable system. You could also pick up a landline phone in the area and hear the transmitted conversation emitting from the tower.
Paul